
Hi, we’re Young & Scrappy… and we’re so glad you’re here!
Access
We love working with LGBTQ+ folks, BIPOC pals, and other historically marginalized communities. Our society thrives when everyone has access to resources, support, and knowledge.
Intersectionality
In the words of Murri scholar Lilla Watson, “Our liberation is bound together.” The fights against homophobia, transphobia, racism, fatphobia, ableism, classism, etc. are all related struggles.
Our Values
In a world where money is so often used as a tool of power, oppression, and violence, we believe there’s a better way forward.
These are the values that drive our work as people and as planners.
Empowerment
We’re not just here to tell you what to do, we’re here to guide you through making your own informed and values-driven decisions, so you feel confident and excited about reaching your goals.
Acceptance
Fear-based financial tactics don’t work, and money shouldn’t feel shameful! This is a safe and judgment-free space to address any money baggage and find the financial path that works for you.
Anti- Capitalism
Our society is built on consumption, hustle, and maintaining the status quo. Even as we must work within the systems we have, we acknowledge the ways that capitalism creates harm and inequality.
Joy
No matter your background or financial situation, you deserve to live your fullest, most abundant life. Even (ESPECIALLY) in this dumpster fire of a capitalist hellscape. Joy is resistance, dear friends.
Meet your new money nerd BFF:
Michelle Waymire
Aries Sun | Aries Moon | Leo Rising
Hopeless iced coffee addict
Obsessed with bears 🐻
Passionate about learning foreign languages and exploring the world
Introvert who plays an extrovert on Zoom
Founder, Chief Money Nerd
(Pronouns: She/they/he indifferent)
Location: Atlanta, GA
Education: B.A. International Studies, University of Chicago; MBA, University of Tennessee; Chartered Financial Analyst Charterholder (CFA®); CERTIFIED FINANCIAL PLANNER (CFP®)
Hey sweet friend, Michelle here!
I’m a queer and neurodivergent financial coach, and I love helping LGBTQ+ folx and heart-centered entrepreneurs use their money to live joyful and abundant lives.
I started out as a theatre kid, but through life's weird twists and turns, I found myself in a Master of Business Administration (MBA) program studying finance. While I wasn’t very good at the wearing-suits-and-shaking-hands part of the program, I found the human and psychological aspects of money fascinating.
This industry is male, pale, and stale–and it’s filled with people whose primary focus is on profit and optimization. I started Young & Scrappy because while I want my clients to make lots of money and thrive, I believe the emotional side of money is equally–if not MORE–important!
Being an entrepreneur also gives me the freedom to work on my own terms, serve only the kickass progressive clients that I love so much, and think creatively about how we amass and manage our resources as people. Everyday I wake up grateful to do this work–it’s truly an honor to serve and support you.

Does the vibe align?
Read more about our work and apply to work with us!
Whether you’re looking for a badass anti-capitalist financial coach or educational resources without the shame and judgment, we’ve got you. Browse through our services and take the next step today.