One-on-One Financial Support
Making the most of your money and living your values shouldn’t be mutually exclusive.
You know that idealized version of you that lives in your head — the one with all their financial ducks in a row? SPOILERS: That perfect version of your life doesn’t require a personality change, nor does it involve “selling out” or giving up everything you love.
A financial path to a meaningful and joyful life isn’t about becoming someone new. It’s about setting yourself up with the tools, support, and roadmap that align with who you are — in all your human glory.
And that’s what we’re here to help you do.
Ways we can rock your finances together:
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Hourly Financial Coaching
Got a just few questions about your financial situation? Need a second set of eyes or a brain to pick about an upcoming financial decision? Hit us up for a fun and engaging hour of financial brainstorming!
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Ongoing Financial Coaching
Need a little extra hand holding and accountability as you build your strong financial foundation? Let’s take six months and work on your money mindset, accessible budget, and debt / savings plan together!
Financial Coaching Services
Hourly Financial Coaching
You’ve mostly got things on lock, but sometimes you wish you had a nerdy lil’ money BFF to brainstorm your magical schemes with. Whether you want a second set of eyes on that budget, double check your plan to reach those big money goals, or you just have a few questions that you want to talk through with someone who won’t judge you, we’ve got your back.
Timeline: Single sessions scheduled based on mutual availability.
Investment: $350/hour
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A 60-minute, one-on-one Zoom coaching session with Coach Michelle
As much progress and Q&A as we can pack into an hour—which is a LOT if you come prepared!
NOTE: This is designed to be a one-time session and does not include any research behind the scenes or accountability support after the session is complete.
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Anything around building a budget, paying down debt, or planning for your kickass savings goals
Your relationship with money, including shame, guilt, or unpacking those negative past experiences
Planning for large purchases such as buying a car or home
Support and education around your employee benefits or other insurance decisions
Small business planning, including getting started, planning for tax time, charging what you’re worth, and paying yourself as a business owner
General education around investing and retirement (sorry, we can’t recommend specific investment holdings at this time!)
Ongoing Financial Coaching
Ever referred to your financial situation as a “hot mess?” This one’s for you, boo. Get ready for six months of empathetic, supportive coaching sessions, accountability, and a customized budget and debt plan that fits your vibe and money personality.
Timeline: Month-to-month, with a six-month minimum initial commitment
Investment: $600/month
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A Get Organized” kickoff call to make getting started easy
Two private one-on-one Zoom coaching sessions per month with Coach Michelle
A non-judgmental safe space to work on money stuff
A custom spreadsheet with your personal budget and debt plan, with optional homework for those who wish to move at a faster pace
Phone and email support between meetings as needed
Membership to our Radical Wealth Collective community space (coming February 2026!)
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You’ve tried setting financial goals, building a budget, or paying down debt, but you’ve struggled to stick with the plan
Your relationship with money is impacted by shame, guilt, or negative past experiences
You’ve ever felt like it was easier to ignore your account balances than figure out how to get better with money
You go through periods of being really intense about tracking your spending, then “fall off the wagon” and lose momentum
You’ve ever referred to your financial situation as “a hot mess,” yet you’ve never actually had a safe space to figure out why money feels hard
Getting Started
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Apply to Work With Us
Like what you see? Have questions and want to talk to a member of our team?
We're currently accepting applications for new clients for our ongoing financial coaching program!
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Schedule a Free Intro Call
If we review your application and believe it might be a good fit to work together, we'll send you a link to book a free 30-minute intro call with a member of our team. (Sorry, intro calls not available for hourly sessions at this time!)
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Get started!
If you decide to move forward working with us, we bring you through a simple onboarding process and start working toward your financial goals together!
You’re supported from start to finish, and we’ll make sure you’re set up for success at the end of your program, if relevant.
Frequently Asked Questions
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We don’t offer tax filing, estate plan creation, insurance sales, or investment advice. Rather, we focus on education for these topics, as well as provide referrals to other folks who can help with these areas as needed.
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Yes! You can sign up for any of our programs as an individual or with your partner/spouse/family, whatever feels like the best fit for you! The pricing for our coaching services is the same either way.
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You’ll have the opportunity to apply your hourly session fee towards an ongoing financial coaching engagement, if we get through our hour and discover that there’s a lot more work to do. Don’t worry, we won’t leave you hanging!
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Our services are designed for anyone who wants help with their finances. That said, our goal is to create a space where LGBTQ+ folks feel supported and empowered to sort out their money stuff, because there isn’t as much of this kind of work geared specifically toward us.
No matter who you are, if that aligns with your vibe, we’d make a great team!
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We typically use Google Sheets for our budgeting, debt, and goal planning systems, but would love to help you find the budget app of your dreams if that’s your preference instead. Our goal is to find money systems that work for YOU, which means we do our best to stay platform-agnostic.
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Our one-on-one work is extremely personalized, detail oriented, and we put a lot of love and emotional labor into serving our clients.
As a result, we are limited in the number of clients we take on, and our services are priced accordingly. If you’re looking for more accessible or sliding scale work, we’d love to have you in our Radical Wealth Collective program instead, which will allow you to get some truly kickass support and education at a much lower price point.
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Our philosophy is generally that marginalized communities (queer, BIPOC, even just folks who identify as women—and those with overlapping identities in particular) need to prioritize their safety and security—so figuring out what you need to take care of yourself comes first, then helping making sure that any excess is either spent or put into the communities you care about most.
We also talk a lot about values-based decisions around here. Whether that means encouraging mindful spending, planning for charitable giving, or investing in line with your values, we’re here to hold space for the messy work of living with capitalism while also critiquing it.
Find a Financial Planner
We no longer offer financial planning and investment management services at Y&S. However, if you’re looking for those services, we recommend you check out the following other amazing providers!
For integrated investing and financial planning:
For complex and high net worth financial planning:
For sliding scale and affordable financial planning:
For investment-only support:
Important disclaimer: we’re not affiliated with any of these lovely folks, and we don’t receive referral fees from these or any other providers. Provider list updated on: December 15, 2025
Ready to get started?
You scrolled all the way down here, so what do you say…Ready to feel confident that you’re on track to meet your goals?
It’s overwhelming to rely on research, cross your fingers, and hope you’re set up for financial success. So let’s map out a financial plan you can feel confident in. To help you live life to the fullest, and move toward the future of your dreams.