We don’t just “optimize” your financial life. . .
We Help You Live Your Values Through Your Money
We’re independent financial planners and coaches who take a deeply personal and supportive approach to this work. Together, we’ll get you moving toward your most joyful, abundant, and giving life.
Meet your new money BFFs
We replace financial stress with:
We’re all about LGBT+ personal finance. Our society thrives when everyone has access to resources, support, and knowledge.
Money shouldn’t feel shameful. This is a safe and judgment-free space to create the money path that works for you.
We help you squash financial uncertainty, so you feel confident and excited about reaching your goals.
No matter your situation, you deserve to live your fullest, most abundant life. Even in this capitalist hellscape.
“So, have you always been big money nerds?”
We get this question a lot. And the answer is a resounding NO!
Michelle has a B.A. in International Studies (Liberal Arts degrees, unite!), taught Theatre in an inner city charter school, and has always preferred poetry to math.
And Oriana is a social worker at heart, with a B.S. in Psychology and Sociology, and a M.Ed in Special Education. Before pivoting to financial coaching, Oriana taught students with visual impairments.
We know. An unlikely pair… in an unlikely field, right?!
Here’s a little more on how we got here . . .
Meet the Young & Scrappy Team
Michelle Waymire (She/They)
Transformer of money overwhelm into digestible steps that actually make sense
Hey, Michelle here!
I started out as a theatre kid, but through life's weird twists and turns, I found myself in a Master of Business Administration (MBA) program studying finance. And I ended up LOVING it!
Cut to a few years later and I'm a big hit at parties, showing off my color-coded spreadsheets, teaching my friends about credit scores, and trying to convince folks that investing is not as scary as it sounds.
Becoming a financial advisor and coach was a logical next step. And soon after, I brought in Oriana to join the Young & Scrappy team!
Oriana Falkowski (she/they/ella)
Grand Poobah of getting shit done
Hola, I’m Oriana!
I’m fascinated by the brain, human motivation, and how all of those things affect our relationship with money.
I’ve been obsessed with personal finance since early 2016, when I decided it was time to stop surviving and start thriving with my money.
Now, I’m an Accredited Financial Counselor, AFC®. When not nerding out on money topics, you can find me driving kiddos around, cooking up a delicious meal, or planning my family’s next adventure!
Maybe “Financial Planner” Makes You Think of old white men in suits peddling products? Our Vibe Couldn’t Be Further from That ^^
Our personal financial journeys taught us two crucial things:
1. Until we're taught something, we can't possibly be expected to be good at it, and
2. WHO teaches us can often be just as important as what we're learning.
You don’t need your parents’ financial advisor talking down to you. And the shame-based tactics out there (looking at you, Dave Ramsey)? Hard pass.
You need financial advice from someone who’s approachable, knowledgeable, and actually listens to what you want. Our goal is to be that someone.
All that to say:
if you're ready to get good with money, we’re ready to help!
CERTIFIED financial planners
here to help you win with your money
Feel like we’re the right team for you?
Find your service and apply to work with us!
Whether you’re looking for a badass anti-capitalist financial planner or an accepting coach to help with your budget, we’ve got you. Browse through our services and take the next step today.SCOPE OUT OUR SERVICES