Meet Your New Money BFFs
HI I'M
Michelle
I specialize in helping young professionals, entrepreneurs, and members of the LGBTQ+ community make sense of their finances, build wealth for the future, and grow thriving businesses. Together, we make your money work towards building a joyful, abundant, and giving life.


My Philosophy
This journey has taught me two crucial things: 1. Until we're taught something, we can't possibly be expected to be good at it; and 2. WHO teaches us can often be just as important as what we're learning.
Young people don’t need their parents’ advisor, or some other old white man in a suit peddling products. They need financial advice from someone who is approachable, knowledgeable, and not going to talk down to them. My goal is to be that someone.
All that to say: if you're ready to get good with money, I'm ready to help!
maybe you saw me here?




Meet the Young & Scrappy Team

Oriana Falkowski (she/her/ella)
Grand Poobah of Getting S*** Done
Oriana considers herself a social worker at heart, with a B.S in Psychology and Sociology, and a M.Ed in Special Education. Prior to pivoting to financial coaching, Oriana taught students with visual impairments. She has been obsessed with all things personal finance since early 2016 when she decided it was time to stop just surviving and start thriving with her money. She is fascinated by the brain, human motivation, habits and how all of those things affect our relationship with money. Oriana is an Accredited Financial Counselor, AFC®, Candidate. When not nerding out on money topics, you can find her driving kiddos around, cooking up a delicious meal, or planning her family’s next adventure!